Fixed Deposit
Fixed Deposit
Features & Benefits of our Fixed Deposit
Digital Fixed Deposit
Unlock higher returns, earning up to 8.65% p.a. with the Bajaj Finance Digital Fixed Deposit
Higher FD rates on our special tenure
We offer higher FD rates on our special tenures of 18, 22, 33, 42 & 44 months.
Earn secured returns up to 8.65% p.a.
Get the highest interest rate on a tenure of 42 months. The longer you invest, the more returns you get.
Higher FD rates for senior citizens
If you are a senior citizen (over 60 years of age), you get up to 0.40% p.a. additional FD interest rate.
Highest credit ratings
Our highest [ICRA] AAA (Stable) and CRISIL AAA / Stable ratings ensure that your deposits are secured with us.
Flexible interest payout
We offer monthly, quarterly, half-yearly and yearly interest payout options. You also have the option of full payout (interest + prinicipal) at the end of the tenure (maturity).
End-to-end online process
We have created an end-to-end online process where you can book an FD without going to any branch.
Dedicated customer portal (My Account)
Manage your FD online. Download your Fixed Deposit Receipt (FDR), Interest Certificate (IC), Statement of Account (SOA) and other relevant documents.
Loan Against your Fixed Deposit (LAFD)
You can raise a loan against your fixed deposit. For cumulative deposit, loan of up to 75% of your invested amount and 60% of your FD in case of non-cumulative FD.
FD Rates for Customers below the age of 60
Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit up to 3 Crores
FD Rates for Senior Citizens age above 60
Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit up to 3 Crores
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Loan Against FD
You can Opt for a loan against your fixed deposit investments
Fixed Deposit
Purchase & Renew FD Online
Regular
7.8% p.a.
for 18 months deposit
Senior Citizen
8.5% p.a.
for 44 months deposit
Special Offer
up to 8.65% p.a.
for 42 months deposit
Contact Us
Contact us with your queries, complaints, comments, feedback, compliments
Enquiry Form
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Disclaimer
Please read the scheme information and other related documents carefully before investing.
Sigaram Investments Pvt. Ltd. has gathered the data, information, statistics from sources believed to be highly reliable and true. All necessary precautions have been taken to avoid any error, lapse or insufficiency, however, no representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information. The Company cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in on, any information appearing herein.